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November 16, 2011

Health care enrollment period open

Group life insurance plan also open for enrollment, changes through Nov. 29

chartThe annual open enrollment period for the University’s health care plans, dental plans, Health Savings Account (HSA), Flexible Spending Account (FSA), and Group Life Insurance Plan for the 2012 calendar year is open through Tuesday, Nov. 29.

During open enrollment, you have the opportunity to change your University health care or dental plan coverage to a different plan, elect health and/or dental coverage if you are currently not enrolled, add or drop eligible dependents, as well as change your Third-Party Administrator (Aetna or Excellus) for your health care plan. Regardless of which administrator you elect for the medical portion of your plan, Excellus BCBS will be the provider for your pharmacy benefits.

The open enrollment period also allows faculty and staff to make changes to or enroll in group life insurance plans. Even if you are not making any life insurance changes, the Benefits Office reminds you to be sure your beneficiary designations are up to date. Visit www.rochester.edu/benefits/life to learn more about group life insurance.

The University will continue to offer the current four health care plans and two dental plans to employees. No action is required for those who do not wish to make changes to their health care or dental plans. If you enroll in a University health care plan or dental plan for 2012, you are required to certify that each of your dependents on the plan meet the University’s Health Program eligibility requirements and that you will notify the Benefits Office if their status changes during the plan year. You can certify your covered dependent(s) during open enrollment through the HRMS Self-Service Benefit Enrollment Panel even if you are not making any changes to your coverage.

If you wish to participate in the health care FSA, the dependent care FSA, or HSA for 2012 you must enroll again, even if you are participating during 2011.

The University offers health care plans with premiums that are below market rates. The University has been able to mitigate overall health care plan cost increases through its custom plan design, which is designed to meet the health care needs of faculty and staff while containing costs. The University also continues to develop health and wellness programs to benefit faculty and staff. Visit https://www.rochester.edu/working/hr/wellness to check out the programs, tools, and resources available.
Visit www.rochester.edu/benefits/health for a more complete overview of the plans offered and to review changes for 2012.

The site includes the 2012 Health Program Decision Guide, the 2012 Medical Plans At-A-Glance Chart, the 2012 Health Care and Dental Premiums Rate Sheet, and a schedule of information sessions at which you can learn more about the University health care plans. Also available is the health plan cost estimator tool that is designed to help employees select health care programs that will work best for them and their families. It’s available online at www.rochester.edu/working/hr/benefits/health/plan. If you wish to make changes you are encouraged to complete your enrollment online through the HRMS Web site (www.rochester.edu/people) using your NetID. If you do not have access to a computer, open enrollment changes can be completed by telephone (with your six-digit employee ID), calling ASK-URHR (275-8747) between 8 a.m. and 5 p.m.

Once open enrollment ends on Nov. 29, you cannot make changes to your benefit elections (except HSA contribution amounts) unless there is a qualifying reason. Visit www.rochester.edu/benefits/health and review the Health Program Decision Guide for details.

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