{"id":176,"date":"2018-04-23T15:24:07","date_gmt":"2018-04-23T15:24:07","guid":{"rendered":"https:\/\/www.rochester.edu\/financial-aid\/?page_id=176"},"modified":"2026-06-30T04:02:32","modified_gmt":"2026-06-30T04:02:32","slug":"graduate-students","status":"publish","type":"page","link":"https:\/\/www.rochester.edu\/financial-aid\/graduate-students\/","title":{"rendered":"Graduate Students"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-176","page","type-page","status-publish","hentry"],"acf":{"lead_in":"","display_title":"","subtitle":"","call_to_action":"","hero_image_placement":"no_image","hero_media":"images","hero_pattern_option":"","hero_video":"","hero_image_landing":"","hero_image_landing_two":"","hero_image_landing_three":"","content_modules":[{"acf_fc_layout":"navigation","anchor":"","css_class":"anchor-links","title":"","description":"","background_color":"#FFFFFF","menu":"1786","layout":"layout_micronav","columns":3,"item_description":"show_desc","hover_color":"#283faf"},{"acf_fc_layout":"text","anchor":"requirements","css_class":"","title":"<h2>Application deadlines<\/h2>","content":"<span style=\"font-size: 1.25rem; font-weight: 400;\">All students applying for federal assistance must submit the FAFSA (Free Application for Federal Student Aid).<\/span>\r\n<ul>\r\n \t<li><strong>Deadline:<\/strong> Returning graduate students should complete their FAFSA for the new academic year by March 15, 12 a.m. (midnight) ET. It is recommended that incoming graduate students complete their FAFSA as they apply for admission to the University of Rochester.<\/li>\r\n \t<li>The FAFSA for the 2026\u201327 academic year became available in October 2025<\/li>\r\n \t<li>The 2026\u201327 FAFSA will allow students to apply for aid for the fall 2026, spring 2027, and summer 2027 terms<\/li>\r\n \t<li>The FAFSA for the 2026\u201327 academic year can only be submitted until June 30, 2027<\/li>\r\n \t<li>The FAFSA for the 2025-26 academic year became available on October 1, 2024<\/li>\r\n \t<li>The 2025\u201326 FAFSA will allow students to apply for aid for the fall 2025, spring 2026, and summer 2026 terms<\/li>\r\n \t<li>The FAFSA for the 2025\u201326 academic year can only be submitted until June 30, 2026<\/li>\r\n<\/ul>\r\n<h3>FAFSA<\/h3>\r\nThe FAFSA is used to help determine your eligibility for all federal aid programs.\r\n\r\n<strong>Our school code: 002894.<\/strong>\r\n\r\n<a href=\"https:\/\/fafsa.ed.gov\/\">FAFSA details<\/a>","background_color":"#ffffff","width":"width-medium"},{"acf_fc_layout":"text","anchor":"types-of-aid","css_class":"","title":"<h2>Types of aid<\/h2>","content":"<h3>Tuition scholarships<\/h3>\r\nTuition scholarships are granted by the University of Rochester academic department to which the student is applying. These typically cover a specific percentage of tuition costs and are based on merit. Domestic and International students are eligible for these awards.\r\n<h3>Assistantships and fellowships<\/h3>\r\nAn assistantship is a form of financial assistance provided to graduate students in support of the student\u2019s program, through either research assistantships or teaching assistantships.\r\n<h3>Special fellowships<\/h3>\r\nGraduate fellowships are recognized nationally as a means to acknowledge and support outstanding graduate students in pursuit of their advanced degree objectives.\r\n<h3>Tuition benefits<\/h3>\r\nEmployer tuition benefits may be available to you. Contact your employer\u2019s benefits office for details. You are required to notify your financial aid counselor of any expected tuition benefits.\r\n<h3>Outside scholarships<\/h3>\r\nOur students are often excellent candidates for outside scholarships. Look to family employers, local foundations, clubs, and community agencies for scholarship opportunities. Students are required to notify our office of any outside scholarships that will be received during the academic year.\r\n\r\nListed below is information on several types of federal loans available to students, including the criteria associated with borrowing each type of loan.\r\n\r\nIt is important to pay attention to the academic year dates when applying for federal loans. For financial aid purposes, an academic year starts in the fall semester\/quarter and extends through the summer of the following year. Depending on when you will be enrolling in your program, multiple applications may be required.\r\n\r\nFor example, if you start a program in the summer term, you will need to complete two FAFSAs, as your enrollment will cross two academic years. You\u2019ll need to complete one FAFSA for the summer term, the end of one academic year, and one FAFSA for the fall term, the beginning of a new academic year. Fall 2026 is the start of the 2026\u20132027 academic year. Fall 2027 is the start of the 2027-2028 academic year.\r\n<h3>Federal TEACH Grant*<\/h3>\r\nThe Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides grants of up to $2,000 per term to academically qualified students who intend to teach a high-need subject in an elementary or secondary school or an educational service agency that serves students from low-income families. To receive the grant, students must complete the Agreement To Serve application, the <a href=\"http:\/\/www.fafsa.ed.gov\/\">FAFSA<\/a>, as well as TEACH grant counseling.\r\n\r\nFor more information, review the\u00a0<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/grants\/teach\">federal TEACH grant website<\/a>. To apply for the federal TEACH grant, complete and submit the <a href=\"https:\/\/www.rochester.edu\/financial-aid\/printable-forms\/\">TEACH grant application<\/a> directly to the Financial Aid Office. <b>Be aware that failure to complete the service obligation will result in the grant being converted to a Federal Direct Unsubsidized Loan with interest accrued and capitalized from the date of the original disbursement.<\/b>\r\n\r\n<i>*Please note that TEACH grant funding and continuance is not guaranteed and is subject to federal budget approval.<\/i>\r\n<h3>Federal Direct Unsubsidized Loans<\/h3>\r\nTo be eligible for federal student loans, you must be:\r\n<ul>\r\n \t<li>US citizens or permanent residents<\/li>\r\n \t<li>Matriculated<\/li>\r\n \t<li>Enrolled at least half time (six credit hours per term) in a degree-granting program<\/li>\r\n<\/ul>\r\n<em>Please note: Audited courses do not count in determining enrollment status.<\/em>\r\n\r\nReview additional information on the Federal Direct Unsubsidized Loan option, including interest rates, fees, and borrowing limits on the <a href=\"https:\/\/www.rochester.edu\/financial-aid\/loans\/\">loans page<\/a>.\r\n<h3>Federal Graduate PLUS Loans<\/h3>\r\nGraduate students may be eligible to borrow a PLUS Loan to help pay for their education expenses <em>if they meet the legacy provisions set forth by Congress<\/em> (see link below), and:\r\n<ul>\r\n \t<li>Have already applied for their annual federal Direct Student Loans.<\/li>\r\n \t<li>Are matriculated in a master\u2019s or PhD program (certificate programs are excluded).<\/li>\r\n \t<li>Are enrolled at least half time (at least 6 credit hours per term).<\/li>\r\n<\/ul>\r\nStudents beginning a degree program in the 2026-2027 academic year will not be eligible to apply for the Graduate PLUS Loan option.\r\n\r\nReview additional information on the Graduate PLUS loan option, including interest rates, fees, borrowing limits, and legacy provision qualifications on our <a href=\"https:\/\/www.rochester.edu\/financial-aid\/graduate-plus-loan\/\">Graduate PLUS Loan page<\/a>.\r\n<h3>State educational loans<\/h3>\r\nState educational loans:\r\n<ul>\r\n \t<li>Are available to both undergraduate and graduate students (and possibly to parents and relatives), as long as the student is matriculated and enrolled at least half time in a degree program.<\/li>\r\n \t<li>Are credit-based and offer interest rates and terms that may be competitive with PLUS loans and alternative loans.<\/li>\r\n \t<li>May have both fixed and variable interest rates available, depending on the state.<\/li>\r\n<\/ul>\r\nReview additional information on the State Educational Loan options on the <a href=\"https:\/\/www.rochester.edu\/financial-aid\/loans\/\">loans page<\/a>.\r\n<h3>Alternative educational loans<\/h3>\r\nThese educational loans are offered by banks and educational lenders as a supplement to (not a replacement for) federal student loans. Alternative loans may also be referred to as \u201cprivate educational\u201d or \u201csupplemental\u201d loans, as they are not affiliated with federal or state loan programs.\r\n\r\nInternational students will most likely need to secure a private\/alternative loan with a US cosigner. If you do not have a US cosigner, please try to obtain a loan through a bank in your native country, especially if they offer students loans in the United States.\r\n\r\nPlease note: The following types of students should speak to a financial aid counselor before pursuing alternative loans:\r\n<ul>\r\n \t<li>Non-matriculated<\/li>\r\n \t<li>Students seeking to pay past-due balances<\/li>\r\n \t<li>Students not meeting satisfactory academic progress<\/li>\r\n \t<li>Students denied on previous alternative loan applications due to poor credit<\/li>\r\n<\/ul>\r\n<em>Review additional information on the Alternative Educational Loan options on the <a href=\"https:\/\/www.rochester.edu\/financial-aid\/loans\/\">loans page<\/a>.<\/em>","background_color":"#ffffff","width":"width-medium"}]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Graduate Students | URochester Financial Aid &amp; Scholarships<\/title>\n<meta name=\"description\" content=\"Current URochester graduate students can review financial aid application details, deadlines, and tips on applying for financial aid.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rochester.edu\/financial-aid\/graduate-students\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Graduate Students | URochester Financial Aid &amp; 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