The Total Rewards package includes voluntary benefits that you can add on to your coverage. These optional additions include auto, home, vision, identity theft protection, and legal coverage. We call these YOUR Benefits Extras.<\/p>\n
By adding these extra coverage options through the University, you’ll get group rates and discounts, and you can easily pay for these through payroll deductions.<\/p>\n
Explore these optional add-ons to your Total Rewards package below. To enroll online, go to YOURBenefitsExtras.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" The Total Rewards package includes voluntary benefits that you can add on to your coverage. These optional additions include auto, home, vision, identity theft protection, and legal coverage. We call…<\/p>\n","protected":false},"author":116,"featured_media":0,"parent":8796,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/one-column.php","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-44876","page","type-page","status-publish","hentry"],"acf":{"lead_in":"","display_title":"","subtitle":"","call_to_action":"","hero_image_placement":"no_image","hero_media":"images","hero_pattern_option":"","hero_video":"","hero_image_landing":"","hero_image_landing_two":"","hero_image_landing_three":"","content_modules_above":[{"acf_fc_layout":"card_grid","anchor":"","css_class":"","title":" Frequently asked questions<\/strong><\/p>","card_text":"","card_background_color":"#FFFFFF","card_hover_color":"#283faf","card_link":{"title":"","url":"https:\/\/www.rochester.edu\/human-resources\/contacts\/frequently-asked-questions\/programs-and-perks-faqs\/","target":""},"card_hover_arrow":"","card_image":"","card_image_size":"","card_image_placement":"","card_image_hover_state":"hover_fade","card_image_link":""},{"card_title":" Contact information<\/strong><\/p>","card_text":"","card_background_color":"#FFFFFF","card_hover_color":"#283faf","card_link":{"title":"","url":"https:\/\/www.rochester.edu\/human-resources\/contacts\/get-help\/benefits-assistance\/incentives-discounts-and-perks-contacts\/","target":""},"card_hover_arrow":"","card_image":"","card_image_size":"","card_image_placement":"","card_image_hover_state":"hover_fade","card_image_link":""}]}]},"yoast_head":"YOUR Benefits Extras include:<\/h2>","description":"","background_color":"#FFFFFF","width":"width-medium","columns":"1","cards":[{"card_title":"Group Auto & Home Insurance<\/strong>","card_text":"Offers group rates on a variety of insurance policies, including auto, home, boat, and renters insurance.","card_background_color":"#f4f4f4","card_hover_color":"#283faf","card_link":{"title":"","url":"#group-auto-home","target":""},"card_hover_arrow":"","card_image":"","card_image_size":"","card_image_placement":"","card_image_hover_state":"hover_fade","card_image_link":""},{"card_title":"MetLife Legal Plan<\/strong>","card_text":"Provides employees with legal representation for many different legal matters, including estate planning, real estate, family law, and elder care.","card_background_color":"#f4f4f4","card_hover_color":"#283faf","card_link":{"title":"","url":"#legal-plan","target":""},"card_hover_arrow":"","card_image":"","card_image_size":"","card_image_placement":"","card_image_hover_state":"hover_fade","card_image_link":""},{"card_title":"VSP Vision Care<\/strong>","card_text":"Helps with the costs of exams, glasses, contact lenses, etc. for you and your family.","card_background_color":"#f4f4f4","card_hover_color":"#283faf","card_link":{"title":"","url":"#vsp-vision-care","target":""},"card_hover_arrow":"","card_image":"","card_image_size":"","card_image_placement":"","card_image_hover_state":"hover_fade","card_image_link":""},{"card_title":"Allstate Identity Protection<\/strong>","card_text":"Helps you protect yourself against the impact of identity theft.","card_background_color":"#f4f4f4","card_hover_color":"#283faf","card_link":{"title":"","url":"#allstate-identity-protection","target":""},"card_hover_arrow":"","card_image":"","card_image_size":"","card_image_placement":"","card_image_hover_state":"hover_fade","card_image_link":""}]},{"acf_fc_layout":"text","anchor":"","css_class":"","title":"
Looking to Enroll?<\/h3>","content":"If you are enrolled by the 15th of the month, coverage for Allstate Identity Protection, MetLife Legal Plan, and\/or VSP Vision Care will be effective the 1st of the following month. If you enroll after the 15th of the month, coverage will be effective the 1st of the second following month.","background_color":"#ffffff","width":"width-medium"},{"acf_fc_layout":"text","anchor":"group-auto-home","css_class":"","title":"
Group Auto & Home<\/h2>","content":"This voluntary benefit program provides you with access to special savings on auto and home insurance, available to employees of University of Rochester. Plus, you can choose the convenience of paying your premiums through automatic payroll deduction.\r\n\r\nYou can request free quotes from the following trusted names: Farmers GroupSelect (formally MetLife Auto & Home), Liberty Mutual and Travelers.\r\n\r\nTo get your quotes, visit YOURBenefitsExtras.com<\/a>. You can also better understand your options through the Auto Insurance Quote Comparison Tool.\r\n\r\nDrivers with a New York State license may receive a discount on auto insurance premiums as well as remove up to 4 points from their driving record by completing\u00a0a defensive driving class<\/a>. University employees and retirees can take advantage of online classes offered by Liberty Mutual for a reduced rate regardless of their insurance carrier. Register here<\/a>.","background_color":"#ffffff","width":"width-medium"},{"acf_fc_layout":"text","anchor":"legal-plan","css_class":"","title":"
MetLife Legal Plan<\/h2>","content":"Legal matters, both planned and unplanned, are part of life. Enrolling in the MetLife Legal Plan gives you the financial and emotional peace of mind to know you will be covered for expected and unexpected legal events.\r\n\r\nThe MetLife Legal Plan provides you, your spouse\/domestic partner, and your dependents with fully covered legal services from attorneys experienced in estate planning documents, civil suits, adoption, identity theft issues and much more.\r\n\r\nWhen you sign up, you\u2019ll be conveniently set up with automatic payroll deductions, totaling just $18.25 per month.\r\n\r\nOur network attorneys are available in person, by phone, or by email and online tools to do-it-yourself or plan your next move. You can choose one from our network of prequalified attorneys, or use an attorney outside of our network and be reimbursed some of the cost. And, you have unlimited access to our attorneys for all legal matters covered under the plan.\r\n\r\nYou can learn more with this plan example video<\/a> and this testimonial video<\/a>.\r\n\r\n2026 legal plan summary [PDF]<\/a>","background_color":"#ffffff","width":"width-medium"},{"acf_fc_layout":"accordion_new","anchor_id":"vsp-vision-care","classes":"","title":"
VSP Vision Care<\/h2>","description":"See healthy and live happy with help from the University of Rochester and VSP.\r\n\r\nEnroll in the UR Vision Basic or UR Vision Plus Plan through VSP\u00ae Vision Care to get personalized eye care from a VSP network doctor at low out-of-pocket costs.\r\n\r\nVSP Vision Care helps with the costs of exams, glasses, contact lenses, etc. for you and your family. This is a voluntary coverage option that is part of the YOUR Benefits Extras program.\r\n
VSP Vision benefits summary<\/h3>\r\nFor more information, reference\u00a0the 2026 VSP Vision Care summary<\/a>, also detailed in the drop-downs below. You can also reference our Vision Care FAQs page<\/a> and get vision care rate details<\/a>.\r\n\r\nIf you are enrolled in VSP, you are also eligible for a discount on hearing aids through TruHearing as an additional VSP exclusive member extras benefit. For more information, please refer to this flyer<\/a>.","background":"plain","background_color":"#ffffff","style":"row_blank","expand":"yes","accordions":[{"acf_fc_layout":"accordion","accordion_title":"UR Vision Basic Plan","icon":"","row_content":"
Coverage with a VSP Doctor<\/h2>\r\n
Your monthly contribution<\/h3>\r\n
\r\n \t
WellVision Exam<\/h3>\r\n
\r\n \t
ESSENTIAL MEDICAL EYE CARE<\/h4>\r\n
\r\n \t
Prescription glasses<\/h3>\r\n
\r\n \t
Frame<\/h4>\r\n
\r\n \t
Lenses<\/h4>\r\n
\r\n \t
Lens Enhancements<\/h4>\r\n
\r\n \t
Contacts (Instead of glasses)<\/h4>\r\n
\r\n \t
Additional savings<\/h4>\r\n
\r\n \t
\r\n \t
\r\n \t
Your coverage with out-of-network providers<\/h3>\r\nWith so many in-network choices, VSP makes it easy to maximize your benefits. Choose from our large doctor network including private practice and retail locations. Plus, you can shop eyewear online at Eyeconic\u00ae. Log in to vsp.com to find an in-network doctor. Your plan provides the following out-of-network reimbursements:\r\n
\r\n \t
Coverage with a VSP Doctor<\/h2>\r\n
Your monthly contribution<\/h3>\r\n
\r\n \t
WellVision Exam<\/h3>\r\n
\r\n \t
ESSENTIAL MEDICAL EYE CARE<\/h4>\r\n
\r\n \t
Prescription glasses<\/h3>\r\n
\r\n \t
FRAME<\/h4>\r\n
\r\n \t
LENSES<\/h4>\r\n
\r\n \t
LENS ENHANCEMENTS<\/h4>\r\n
\r\n \t
CONTACTS (INSTEAD OF GLASSES)<\/h4>\r\n
\r\n \t
ADDITIONAL SAVINGS<\/h4>\r\n
\r\n \t
\r\n \t
\r\n \t
Your coverage with out-of-network providers<\/h2>\r\nWith so many in-network choices, VSP makes it easy to maximize your benefits. Choose from our large doctor network including private practice and retail locations. Plus, you can shop eyewear online at Eyeconic\u00ae. Log in to vsp.com to find an in-network doctor. Your plan provides the following out-of-network reimbursements:\r\n
\r\n \t
Allstate Identity Protection<\/h2>","content":"Allstate Identity Protection Pro+ Cyber will provide comprehensive financial and identity monitoring to help you protect yourself against the impact of identity theft, including robust protection for both desktop and mobile devices. This includes antivirus, safe browsing, phishing protection, and tools for missing or stolen devices. See your personal data, manage it with rapid alerts, and help protect your identity. Monitor your financial transactions, social media, student loans, retirement accounts, and more.\r\n\r\nWhen you sign up, you\u2019ll be conveniently set up with automatic payroll deductions, totaling just $6.50 per month for single coverage or $12.50 per month for family coverage.\r\n\r\nYou can learn more with this video<\/a>.\r\n\r\n2026 Allstate product features [PDF]<\/a>","background_color":"#ffffff","width":"width-medium"}],"sidebar":"show__sidebar","sidebar_feed":"menu_select","menu":"136","page_links":[{"page_links__link":{"title":"Frequently Asked Questions","url":"https:\/\/www.rochester.edu\/human-resources\/contacts\/frequently-asked-questions\/programs-and-perks-faqs\/","target":""}},{"page_links__link":{"title":"Contact Information","url":"https:\/\/www.rochester.edu\/human-resources\/contacts\/get-help\/benefits-assistance\/incentives-discounts-and-perks-contacts\/","target":""}}],"sub_menu":"","content_modules":[{"acf_fc_layout":"interstitial","anchor_id":"","classes":"","layout":"layout_stacked","lead-in":"More ways to save","title":"Discount Shopping from YOUR Benefits Extras","content":"YOUR Benefits Extras also includes additional savings on travel, entertainment, electronics, gifts, and more, all available on one convenient website. Create a free account below using your employee ID to get started.\r\n\r\nEnroll now<\/a>","call_to_action":"","bg_color":"#00205b"},{"acf_fc_layout":"card_grid","anchor":"","css_class":"","title":"
Get additional support<\/h2>","description":"","background_color":"#f4f4f4","width":"width-medium","columns":"2","cards":[{"card_title":"