{"id":3786,"date":"2017-08-14T00:16:57","date_gmt":"2017-08-14T00:16:57","guid":{"rendered":"http:\/\/bferrign.wdev.rochester.edu\/uhs\/?page_id=3786"},"modified":"2022-04-04T18:47:25","modified_gmt":"2022-04-04T18:47:25","slug":"insurance-criteria","status":"publish","type":"page","link":"https:\/\/www.rochester.edu\/uhs\/primary-care\/mandatory-health-fee\/insurance-criteria\/","title":{"rendered":"University Insurance Criteria"},"content":{"rendered":"<p>To be eligible for waiver of the University-sponsored insurance, the student&#8217;s health insurance plan must meet the following minimum standards.<\/p>\n<ol>\n<li>Must cover a minimum of $500,000 in medical benefits due to illness, accident, or injury per plan year.<\/li>\n<li>Must have a deductible of $5,000 US or less per covered person per plan year. (Note: Plans without a deductible meet this requirement.)<\/li>\n<li>Must cover prescription medications to a minimum of $100,000 US per plan year.<\/li>\n<li>Must cover all pre-existing health conditions without restrictions.<\/li>\n<li>Must cover mental health conditions at the same level as other medical conditions.<\/li>\n<li>Must cover care related to pregnancy and childbirth.<\/li>\n<li>Must cover injuries related to intercollegiate athletics and recreational activities.<\/li>\n<li>Must cover care for self-inflicted injury, attempted suicide, and suicide.<\/li>\n<li>Must cover healthcare (non-emergency) in the Rochester, New York region.<\/li>\n<li>Must be in force for the duration of the academic year, or through the end of the month in which graduation occurs or the student&#8217;s academic program ends.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>To be eligible for waiver of the University-sponsored insurance, the student&#8217;s health insurance plan must meet the following minimum standards. 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