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Charitable Gift Annuity: Fixed Income for Life

This simple contract provides fixed income for one or two
individuals. Cash or securities can be gifted to fund a gift annuity.
The minimum gift amount is $5,000.

ADDITIONAL BENEFITS
• Immediate charitable income tax deduction
• Potential for a portion of income to be tax-free

• Tax avoided on part of capital gain, if funded with
appreciated securities

• Income can be immediate (typically age 50 and older)
or deferred

PAYOUT RATES BASED ON AGE OF BENEFICIARY

Single Life Two Life
AGE PAYOUT AGE PAYOUT
60 4.7% 60–60 4.1%

65 5.1% 65–65 4.5%
70 5.6% 70–70 5.0%
75 6.2% 75–75 5.5%
80 7.3% 80–80 6.2%
85 8.3% 85–85 7.3%

American Council on Gift Annuities rates as of July 1, 2018.