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Your guide to affording a URochester education.

We are here to help.

Your college education is one of the most important investments you can make in yourself. At the University of Rochester, we’re committed to helping students meet their financial needs. We do this through a variety of financial aid options.

The University of Rochester is committed to using the Principles & Standards of the College Cost Transparency Initiative in its student financial aid offers. The financial aid offer will be available in our FAOnline portal for students to view. Once a student’s financial aid award has been generated, an e-mail will be sent to the student’s email address, stating the award is available to be viewed.

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Latest news

Federal Loan Policy Changes

The passage of the Working Families and Tax Cuts Act (also known as the One Big Beautiful Bill Act, or OB3) in July 2025 authorized a wide range of changes to federal loan eligibility and repayment options.

We encourage all students and families who have used or intend to use federal loans for their URochester education to review our website for more detailed information on the overall legislative changes.

In addition, students enrolled on a less than full-time basis are subject to federal loan reductions based on their enrollment status.  These adjustments are known as the Schedule of Reductions (SOR).  A detailed explanation as well as examples of SOR adjustments can be found on this page.

 

Application deadline for returning students

The application deadline for returning students for the 2026–2027 academic year was March 15, 2026. Instructions are still being emailed to students on a regular basis, and reminders will continue to be sent bi-weekly to those students with incomplete applications.

Returning undergraduates who did not submit their application with all supporting documentation by this deadline are not guaranteed full consideration for need-based University grant assistance and may have their institutional aid reduced due to limited funding.

Read more about our late policy in the FA Handbook. Please contact your financial aid counselor if you have concerns about submitting your application materials in a timely manner.

Institutional Documentation Service (IDOC)

Select undergraduate students are required to submit additional paperwork the College Board’s IDOC service. If you’re required to submit your application via IDOC, you should send all required paper documents directly to the College Board and not the Financial Aid Office. Instructions can be found by logging in to your FAOnline account and reviewing the Required Document screen. If you have questions, please contact your financial aid counselor.

What to expect year-to-year

Students may see their need-based aid change between years for a variety of reasons. Those reasons aren’t always clear to students, so we’ve put together a video that explains the broader trends behind financial aid and what to expect year to year as well as some common reasons you may see a change.

Explore the financial aid handbook