The following are helpful resources for students living off campus:
- Area lodging
- Buses and shuttles
- Rochester public transportation
- New York state tenants’ rights guide
- Housing safety checklist
- Off-campus living guide
- Off-campus living tips
- Party smart
- Tenants’ rights and responsibilities
- UR neighbor brochure
Renter’s Insurance Information
Renter’s insurance is not usually mandatory, but it is strongly encouraged and very important. Renter’s insurance can cover a number of your personal belongings, and can be purchased through most insurance companies at a reasonable price. Be sure to get quotes from several companies as prices and coverage will vary.
Renter’s insurance should provide full coverage for you and your belongings in the event of theft or some type of damage. Remember that your personal property is not covered under the landlord’s insurance unless you can prove negligence on their part. Always read the policy carefully and ensure you have full coverage.
Before purchasing renter’s insurance, you should check to see if theft or damage of your property in off-campus housing would be covered under your parents’ homeowner’s policy.