Student Health Program
All full-time students participate in the Student Health Program, which provides care and services offered by the University Health Service and the University Counseling Center. The Student Health Program consists of two components: the Mandatory Health Fee and the UR Student Health Insurance Plan (Aetna).
Mandatory Health Fee
The mandatory health fee assures the availability of accessible, high quality health care services on campus for all full-time University of Rochester students. All full-time students pay the mandatory health fee, which covers care and services provided by the University Health Service (UHS) and the University Counseling Center (UCC) at their offices.
What Does it Cost?
The mandatory health fee for the 2025-2026 academic year is $960, which appears on your tuition billing statement.
What is Covered?
Medical Care:
- Unlimited primary care visits with physicians, nurse practitioners, and registered nurses at UHS.
- Unlimited visits to treat illnesses and injuries, evaluation and management of on-going medical conditions, gynecologic care, allergy injections, immunization administration, nutritional services and the care and advice for any health concern.
Mental Health:
- Visits with UHS psychiatrists for assessment and medication management (with a referral from a UHS primary care provider or a UCC therapist)
- A comprehensive initial assessment, an individualized treatment plan, and support to put such a plan into action provided by the UCC on an individual, couples, or group basis
- UHS physician and UCC mental health professional on call 24 hours/day, 7 days/week
Health Promotion:
- Health education and health promotion services provided by the University Student Life Office of Health Promotion
- Public health and disease prevention programs
Please Note:
A change of status—such as a deferral, withdrawal, leave of absence, or reduction in course load—will impact your eligibility for coverage under the Mandatory Health Fee and therefore access to UHS services. Full-Time graduating students will have access to UHS services and Mandatory Health Fee coverage through July 31 (January 31 for Fall Graduates).
Please contact insurance@uhs.rochester.edu prior to making these types of registration changes to obtain additional information from our Insurance Advisors regarding the impact on eligibility, access, and any related health fees
Student Health Insurance
Students must have health insurance coverage for services such as visits to specialists, hospitalization, surgical procedures, diagnostic laboratory tests, x-rays, athletic injuries, flu shots, immunizations, physical therapy, and prescription medications. These services are not covered by the mandatory health fee.
Enroll or Waive?
You can enroll in the UR Student Health Insurance Plan, or you can waive the health insurance if your own insurance plan meets University insurance criteria. Every year you must complete the Online Health Insurance Process to enroll or waive. Requests to waive the UR Student Health Insurance Plan may be audited to assure compliance with University insurance criteria. If you choose to remain on your own health insurance, you are financially responsible for expenses not covered by your insurance plan. See Health Insurance for Full-time Students for more information about health insurance and the Online Health Insurance Process.
What is Covered?
Coverage is provided for visits to specialists, hospitalization, surgical procedures, diagnostic laboratory tests and x-rays, athletic injuries, immunizations, and prescription medications. Check “View Plan Details” for a list of benefits and a list of exclusions. There are no deductibles with this plan.
What Does it Cost?
The cost for the UR Student Health Insurance Plan was $3720 for students for 2024-2025. The cost for the UR Student Health Insurance Plan will remain $3,720 for students for 2025-2026. For the cost of health insurance for spouses and dependent children, check Health Insurance for Families.
Contact Information
insurance@uhs.rochester.edu
(585) 275-2637