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Long-Term Care Insurance

What is Long-Term Care Insurance?

Long-term care (LTC) insurance pays for home health care, assisted living and nursing home care to help people with the functions of day-to-day living like bathing, dressing, transferring and eating. Also covered are services related to rehabilitation, chronic illness and cognitive impairment.

Legacy Services

Legacy Services is an independent agency that represents multiple carriers with high financial ratings. They have specialized in long-term care insurance since 1999 and work with universities, hospitals, and Fortune 1000 corporations across the country. This independent agency's mission is to educate people on the importance of long-term care insurance and to help them get the best value for their money when buying this coverage. Legacy offers one-on-one phone consultations to answer your personal questions regarding long-term care insurance. They can also provide competitive comparisons for other LTC polices and different pricing options.

Eligibility: All benefit eligible and non-benefit eligible faculty and staff may apply for LTC at any time. In addition, family members of faculty and staff are eligible to apply. All applicants must complete a Statement of Health and be approved by the insurance carrier before a policy will be issued.

One-on-One Consultations: No obligation phone consultations with a Legacy representative are available by appointment weekdays, weeknights and Saturday mornings.

Contact information
Phone: 1-800-230-3398

For general information and a list of frequently asked questions, go to

Legacy Services Long-Term Care Guide