Open Enrollment
Open Enrollment for 2027 takes place in October through November. Eligible employees can review their benefit coverage options and make selections for the upcoming calendar year.
Total Rewards
Open Enrollment is coming soon
Open Enrollment for 2027 takes place October 26 through November 9, 2026.
The University of Rochester offers a total rewards package that goes beyond the basics. We’re proud to offer a variety of benefit opportunities that empower our employees to live their best lives. You can use this page to navigate the 2027 benefits, including understanding what’s new and changing this year, and how you can enroll.
2027 Benefit Highlights
Health Savings Accounts (HSA)
HSA contribution limits have increased to $4,500 for single or $9,000 for plans with dependents and University HSA funding returns for eligible employees.
Flexible Spending Accounts (FSA)
FSA contribution limits have increased to $3,400 for a Health Care or Limited Purpose FSA and $7,500 per household for a Dependent Care FSA. For rollover information, please see the FSA page.
Plan Out-of-Pocket Maximums
Beginning in 2027, all employees enrolled in a health plan will have the same out-of-pocket maximum. The out-of-pocket maximum for salary band 1 will no longer vary based on salary band or employment status and will be the same as other bands. Please refer to the Health Plans Comparison Chart for the out-of-pocket maximum amounts.
Well-U Incentive Increase
As part of our continued investment in employee wellbeing, wellness incentive opportunities will increase again in 2027. Eligible employees and their spouses/domestic partners can each earn up to $750 by completing a Personal Health Assessment ($150), an eligible Condition Management Coaching program ($300), and an eligible Lifestyle Management Program ($300). This represents an increase from the current maximum incentive of $450 per person.
How to Enroll
The process to enroll in benefits varies by the benefit type. Review these instructions to find out which benefits require you to take action and where to enroll.
Log in to myURHR Workday and select the 2027 Open Enrollment link located in your myURHR Workday Task Inbox.
Action is required in order to:
- Change your Health Plan – PPO or HSA-Eligible
- Change your Dental Plan – Traditional or Medallion
- Change your Dependents – add or remove a spouse, domestic partner, or child
- Waive coverage
Action is not required if you want to keep your current health and dental plan coverage, which will rollover to 2027.
Log in to myURHR Workday and select the 2027 Open Enrollment link located in your myURHR Workday Task Inbox.
Action is required if you want to
- Elect a Flexible Spending Account
- Elect to contribute to a Health Savings Account
2026 FSA and HSA elections will not rollover to 2027.
Log in to myURHR Workday and select the YOUR Benefits Extras link located on the left side of your myURHR Workday homepage.
Action is required if you want to:
- Enroll for the first time
- Change your plan – Vision Basic or Vision Plus
- Cancel your coverage
Action is not required if you want to keep the same VSP Vision Care and/or MetLife Legal Plan, which will rollover to 2027.
Log in to myURHR Workday and select the Securian Financial link located on the left side of your myURHR Workday homepage.
Action is required if you want to:
- Elect Group Universal Life insurance for the first time
- Increase your existing GUL coverage by one times (1x) your salary; not to exceed a total of six times (6x) your salary or $1,000,000 (whichever is less) without proof of good health. Proof of good health will be required if you have been previously declined for coverage.
- Change your beneficiaries
Action is not required if you want to keep the same Group Universal Life insurance coverage, which will rollover to 2027.
Retirees do not enroll for benefits via myURHR Workday. To make changes to your health and/or dental plans, email retireebenefits@ur.rochester.edu to request an open enrollment form. If you are Medicare eligible, please contact Via Benefits at 1-833-945-1110 to make any changes to your health plans.
Resources and Tools
Overview webinar
2027 Health Program Guide
Contacts and checklist
Virtual information sessions
Help choosing benefits with ALEX
Life insurance options with Benefit Scout™️
Summary of benefits and coverage
Frequently asked questions
Health Plan Comparison Chart
UR Medicine Virtual Urgent Care
MDLive
Dental care discounts
Open Enrollment News
Looking Ahead
In late 2025, the University conducted an employee benefits survey, followed by a peer benchmarking study. In April of this year, President Sarah Mangelsdorf then charged a Benefits Task Force made up of faculty and staff from across the University to review the findings and make recommendations that will inform our benefits five-year strategic plan beginning in 2028.