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The Total Rewards package includes voluntary benefits that you can add on to your coverage. These optional additions include auto, home, vision and legal coverage. We call these YOUR Benefits Extras.

By adding these extra coverage options through the University, you’ll get group rates and discounts, and you can easily pay for these through payroll deductions.

Explore these optional add-ons to your Total Rewards package below. To enroll online, go to YOURBenefitsExtras.com.

Group Auto & Home

This voluntary benefit program provides you with access to special savings on auto and home insurance, available to employees of University of Rochester. Plus, you can choose the convenience of paying your premiums through automatic payroll deduction.

You can request free quotes from the following trusted names: Liberty Mutual Insurance, Travelers, and MetLife Auto & Home.

To get your quotes, visit YOURBenefitsExtras.com. You can also better understand your options through the Auto Insurance Quote Comparison Tool.

See Group Auto & Home FAQs

VSP Vision Care

See healthy and live happy with help from the University of Rochester and VSP.

Enroll in VSP® Vision Care to get personalized eye care from a VSP network doctor at low out-of-pocket costs.

VSP Vision Care helps with the costs of exams, glasses, contact lenses, etc. for you and your family. This is a voluntary coverage option that is part of the YOUR Benefits Extras program.

For more information, reference the VSP Vision Care summary, also detailed in the drop downs below. You can also reference our Vision Care FAQs page and get vision care rate details.

If you’re ready to sign up, you can enroll online at YOURBenefitsExtras.com. Retirees can enroll in routine vision coverage through VSP Direct at 1-800-785-0699.

Enroll now at YOUR Benefits Extras

VSP Vision benefits summary

See a detailed overview of coverage through the two different vision plans available in the drop-downs below. A printer-friendly version of this informational is available here.

Download the full overview

Coverage with a VSP provider

Your monthly contribution

  • $4.07 member only
  • $8.12 member + spouse or domestic partner
  • $8.70 member + children
  • $13.89 member + family

WellVision Exam

  • Focuses on your eyes and overall wellness
  • Every calendar year
  • $35 copay

Prescription glasses

Frame

  • 20% off a complete pair of prescription glasses
  • A total $100 allowance for frame, lenses and lens enhancements, or contacts
  • Every calendar year

Lenses

  • 20% off a complete pair of prescription glasses
  • A total $100 allowance for frame, lenses and lens enhancements, or contacts
  • Every calendar year

Lens Enhancements

  • 20% off a complete pair of prescription glasses
  • A total $100 allowance for frame, lenses and lens enhancements, or contacts
  • Every calendar year

Contacts (instead of glasses)

  • $100 allowance for contacts and contact lens exam
  • 15% savings on contact lens exam (fitting and evaluation)
  • Every calendar year

Extra savings

  • Glasses and sunglasses: 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last WellVision Exam
  • Laser vision correction: Average 15% savings on the regular price or 5% savings on the promotional price; discounts only available from contracted facilities

Your coverage with out-of-network providers

Get the most out of your benefits and greater savings with a VSP network doctor. Call Member Services at (800) 877-7195 for out-of-network plan details.

  • Exam: Up to $45
  • Glasses: Up to $100
  • Contacts: Up to $100

Coverage with a retail chain may be different or not apply. Log in to vsp.com to check your benefits for eligibility and to confirm in-network locations based on your plan type. VSP guarantees coverage from VSP providers only. Coverage information is subject to change. In the event of a conflict between this information and your organization’s contract with VSP, the terms of the contract will prevail. Based on applicable laws, benefits may vary by location. In the state of Washington, VSP Vision Care, Inc., is the legal name of the corporation through which VSP does business.

Coverage with a VSP provider

Your monthly contribution

  • $7.92 member only
  • $15.82 member + spouse or domestic partner
  • $16.94 member + children
  • $27.06 member + family

WellVision Exam

  • Focuses on your eyes and overall wellness
  • Every calendar year
  • $20 copay

Prescription glasses

$20 copay

Frame

  • $200 allowance for a wide selection of frames
  • $220 allowance for featured frame brands
  • 20% savings on the amount over your allowance
  • $110 Costco® frame allowance
  • Every calendar year
  • Copay included in prescription glasses

Lenses

  • Single vision, lined bifocal, and lined trifocal lenses
  • Impact-resistant lenses for dependent children
  • Every calendar year
  • Copay included in prescription glasses

Lens enhancements

  • Standard progressive lenses at $0 copay
  • Premium progressive lenses at $95-$105 copay
  • Custom progressive lenses at $150-175 copay
  • Average savings of 30% on other lens enhancements
  • Every calendar year

Contacts (instead of glasses)

  • $200 allowance for contacts; copay does not apply
  • Contact lens exam (fitting and evaluation) at up to $60 copay
  • Every calendar year

VSP Diabetic Eyecare Plus Program

  • Retinal screenings for members with diabetes at $0 copay
  • Additional exams and services for members with diabetic eye disease, glaucoma, or age-related macular degeneration at $20 per exam copay. Limitations and coordination with your medical coverage may apply. Ask your VSP doctor for more details.
  • As needed

Extra savings

Glasses and sunglasses
  • Extra $20 to spend on featured frame brands. Go to vsp.com/offers for details.
  • 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last WellVision Exam
Routine retinal screening
  • No more than a $39 copay on routine retinal screening as an enhancement to a WellVision Exam
Laser Vision Correction
  • Average 15% savings on the regular price or 5% savings on the promotional price; discounts only available from contracted facilities

Your coverage with out-of-network providers

Get the most out of your benefits and greater savings with a VSP network doctor. Call Member Services at (800) 877-7195 for out-of-network plan details.

  • Exam: Up to $45
  • Frames: Up to $70
  • Single vision lenses: Up to $30
  • Lined bifocal lenses: Up to $50
  • Lined trifocal lenses: Up to $65
  • Progressive lenses: Up to $50
  • Contacts: Up to $185

Coverage with a retail chain may be different or not apply. Log in to vsp.com to check your benefits for eligibility and to confirm in-network locations based on your plan type. VSP guarantees coverage from VSP providers only. Coverage information is subject to change. In the event of a conflict between this information and your organization’s contract with VSP, the terms of the contract will prevail. Based on applicable laws, benefits may vary by location. In the state of Washington, VSP Vision Care, Inc., is the legal name of the corporation through which VSP does business.

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