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Your 2026 reset: Five ways to save more with URochester benefits

Bright image with the bold text "SAVE MORE TODAY" on a blue background, featuring a group of pink piggy banks and a few gold coins, symbolizing financial savings and smart money habits.

A new year is the perfect time to revisit your benefits and ensure you’re taking full advantage of all that is offered to eligible URochester employees. Learn more about where to find potential savings as well as eligibility criteria.

1) Increased Well-U incentives for eligible health plan participants – Earn up to $900 for engaging in programs focused on improving health*

URochester has increased its wellness incentive offerings this year by up to 38%, making it easier for employees to earn incentive dollars while engaging in ways to improve their health.

If you’re enrolled in a University health plan for 2026, here’s some good news: you and your covered spouse or domestic partner can EACH earn up to $450 this year just by participating in Well-U programs. Yes, you can get paid for taking steps toward better health. Talk about a win-win!

Three simple ways to earn UP TO $450*

*All incentives are treated as taxable wages.

2) HSA: A ‘triple’ tax saving benefit for those enrolled in an HSA Health Plan

Did you enroll in the HSA plan for 2026? Don’t miss the chance to contribute to a Health Savings Account (HSA). It’s one of the few benefits that offers a triple tax advantage: your contributions go in tax-free, they grow tax-free, and you can spend them tax-free on qualified expenses throughout your lifetime.  

3) Save $$$ on pet sitting

Planning a trip this year and looking for pet care? Through your free Care.com membership*, you get 10 days of backup care each year—including pet sitting for just $10 per day. To enroll in the free Care.com membership, please visit Care.com.

*Care.com memberships are available to regular full-time and part-time faculty and staff, residents, and postdoctoral associates. Staff represented by a collective bargaining agreement receive benefits accordingly. The value of pet care is treated as taxable wages.

4) Compare your current auto and home insurance rates with exclusive savings offered through special rates provided to URochester employees:

Looking for a potential way to cut your monthly costs? You’ve got access to special auto and home insurance discounts. URochester partners with Farmers Group Select, Liberty Mutual, and Travelers to offer exclusive savings just for our employees. Get a quick quote to compare rates here.

5) Don’t miss everyday discounts

Whether it’s $4 off movie tickets, discounted admission to Amerks games for a fun winter weekend, or big savings on lift tickets at ski resorts across the country, there are always ways to save as a URochester employee. Visit our exclusive discounts webpage here.

To make it easier, we’re launching a brand-new Seasonal Savings section in every issue of HR Connect so you never miss a seasonal deal. 

Don’t miss these everyday discounts

Whether it’s $4 off movie tickets, discounted admission to Amerks games for a fun winter weekend, or 15% off your meal at Beerhead Bar & Eatery in College Town, there are always ways to save as a URochester employee. 

To make it easier, we’re launching a brand-new Seasonal Savings section in every issue of HR Connect so you never miss a seasonal deal. 

Ask the experts:

Your financial questions answered 

What’s the best way to understand all the discounts and perks available to me?

Bookmark the discounts page and look for highlighted seasonal discounts in HR Connect. This is where you will hear about seasonal discounts, local partnerships, fitness and wellness offerings, and financial perks you may not otherwise know about.

Deborah Thompson, Manager of Voluntary Benefits

What resources are available to help me plan and save for retirement?

Be sure to take advantage of the retirement planning services offered to all employees* through the Retirement Program, at no additional cost, to help you better understand your investment options, make informed decisions and plan for retirement.

  • MMA Prosper Wise offers educational resources to support retirement readiness planning, including a dedicated website with planning tools, and the ability to meet one-on-one with a financial coach.
  • TIAA provides personalized retirement plan investment advice to participants. Schedule an advice session here.

*Students whose employment is incidental to their education at the University are not eligible to access these services

Erica Owens, Manager of University Retirement and Executive Benefit Programs

Education and resources

Total Rewards, along with our trusted vendor partners, offers a wide range of financial wellness resources and educational opportunities to help you feel confident, informed, and in control:

  1. Financial Health Bites Webinar: Managing Financial Stress
  2. 403(b) Retirement Program Overview Webinar
  3. Meet one-on-one with an MMA Financial Advisor. Schedule a virtual appointment or meet in person at the Medical Center or on the River Campus.
  4. Care.com February Financial Wellness talk: Managing money with confidence (to attend, you will need to set up your free Care.com account)

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