Retiree Benefits Highlights
Topics on this page:
Overview
The annual open enrollment period for University of Rochester benefits for calendar year 2027 will be held from Monday, October 26–Monday, November 9, 2026.
This is the time to enroll, make a change, or waive coverage for your 2027 benefits.
New and Noteworthy
1. Plan Out-of-Pocket Maximums
Beginning in 2027, all retirees enrolled in a health plan will have the same out-of-pocket maximum.
The out-of-pocket maximum for salary band 1 will no longer vary and will be the same as other bands. Please refer to the Health Plans Comparison Chart for the out-of-pocket maximum amounts.
2. Identity Protection Plan Change
Please note that, effective January 1, 2027, Identity Protection benefits will transition from Allstate to Norton LifeLock. Additional information about this change is available on the YOURBenefitsExtras.com enrollment platform.
Plan Information
2027 Non-Medicare Eligible Health Plans
- Excellus is the plan administrator
- Lifetime Benefit Solutions is the billing administrator for retiree non-Medicare eligible health plans
You have the following plan options
- YOUR PPO Plan
- YOUR HSA-Eligible Plan
2027 Retiree Dental Plans
- Excellus is the plan administrator
- Lifetime Benefit Solutions is the billing administrator for retiree dental plans
You have the following plan options
- Traditional Dental Plan
- Medallion Dental Plan
Please visit the Retiree Dental Plans website to see the dental premiums before making your 2027 benefit elections. Eligibility rules apply – contact retireebenefits@ur.rochester.edu for more information.
Making Changes
Elect, Waive, or Make a Change
If you do not wish to make a change to your benefits, there is no action required. Your coverage will continue uninterrupted.
If you wish to make any change, including waiving coverage, please contact the Office of Total Rewards by phone at (585) 275-2084 or by email at retireebenefits@ur.rochester.edu. In order for your changes to be processed for 2027, forms must be received by November 9, 2026.
Reminders
- Changes to coverage made during Open Enrollment will be effective January 1, 2027.
- The University offers a University-sponsored Medicare Marketplace through Via Benefits for retirees over age 65. Please see the Total Rewards website for more details.
- If you are enrolled in MetLife Legal coverage, your time frame to make changes or cancel is October 26 through November 9. Visit YOURBenefitsExtras.com or call Corestream at (888) 935-9595.
- If you are enrolled in a private vision policy with VSP Direct and would like to make changes to your current plan, call VSP Member Services at (800) 785-0699.
Eligibility
Review your Eligibility
The Benefit Plans offered by the University of Rochester to eligible employees cover a wide range of benefits. Since eligibility for the plans varies and rules apply, please be sure to review the Benefits Eligibility website.
Resources
Contact Us
If you have questions, please call the Office of Total Rewards at (585) 275-2084. If you have questions related to plan details, coverage of services, and continuation of care – contact the Excellus Dedicated Care Team at 1-(800) 659-2808 or (585)232-2632.
View our online live webinar or attend one of our virtual Q&A sessions to speak with a representative individually. Review the below virtual options and follow the instructions to get registered.
Event Date
- Retiree Webinar
- Date: October 23
- Time: 12 p.m.–1 p.m.
- Available Representatives: Total Rewards
- Retiree Q&A Session
- Date: October 28
- Time: 11 a.m.–1 p.m.
- Available Representatives: Benefit Vendors
- Retiree Q&A Session
- Date: November 2
- Time: 11 a.m.–1 p.m.
- Available Representatives: Benefit Vendors
- Retiree Q&A Session
- Date: November 5
- Time: 5 p.m.–6:30 p.m.
- Available Representatives: Benefit Vendors
How to Register for Sessions and Webinars
- Registration is available through the University’s online events calendar
- Click on the event you would like to attend
- Once the event is open, click on “Register”
- The register button will take you to a Zoom page to fill in your contact information
Please Note: This notification constitutes a Summary of Material Modifications (“SMM”) to the Plan’s Summary Plan Description. Please refer to the Summary of Benefits and Coverage (SBC) for additional information.