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SEIU Benefits Highlights

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Overview

The annual open enrollment period for University of Rochester benefits for calendar year 2027 will be held from Monday, October 26–Monday, November 9, 2026.

Choosing the right benefit plan is an important and challenging decision. Resources are available on the Open Enrollment website to help guide you through selecting your 2027 benefits. If you would like to elect to contribute to a Flexible Spending Account (FSA), complete the included form and return to the Office of Total Rewards by November 9, 2026. Please contact the Office of Total Rewards at totalrewards@rochester.edu if you need additional assistance.

New and Noteworthy

1. Flexible Spending Accounts (FSA)*

Health Care and Limited Purpose Flexible Spending Account limits have increased for 2027.

Flexible Spending Accounts (FSA)*

  • Health Care or Limited Purpose FSA: $3,400 limit
  • Dependent Care FSA: $7,500 per household**

*Eligibility rules apply

**Federal non-discrimination guidelines require the University to test the Dependent Care FSA to ensure that highly compensated employees, as defined under IRS guidelines, do not disproportionately contribute to the Dependent Care FSA. Highly compensated employees may have their FSA maximum contribution amount reduced if the test results do not meet federal guidelines.

2. FSA Rollover Benefit

Eligible employees electing to contribute to a Health Care FSA or Limited Purpose FSA in 2027 may roll over up to $680 of remaining 2026 funds to 2027. To be eligible for rollover, employees must elect to contribute to a Health Care FSA or Limited Purpose FSA during open enrollment. Employees who do not elect to contribute in an FSA for 2027 will forfeit any remaining 2026 FSA funds. A Dependent Care FSA is not eligible to have a rollover to 2027; any unused 2026 funds will be forfeited.

3. Updated Voluntary Identity Protection: Norton LifeLock Benefit Premier Plus

Effective January 1, 2027, Identity Protection benefits will transition to Norton LifeLock. Additionally, the monthly premiums for the benefit will be decreasing to $6.25 per month for single coverage and $12.25 per month for family coverage. If you are currently enrolled in the Allstate Identity Protection plan, you will be automatically enrolled with Norton LifeLock effective January 1st. This is an evergreen benefit, which means you can elect family coverage at any time throughout the year—you are not limited to Open Enrollment. More details can be found on the Benefits website.

Eligibility

Review your Eligibility

The Benefit Plans offered by the University of Rochester to eligible employees cover a wide range of benefits. Since eligibility for the plans varies and rules apply, please be sure to review the Benefits Eligibility website.

Resources