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University Home Ownership Incentive Program

To assist with the dream of home ownership, the University has teamed up with the City of Rochester and several banks/credit unions to offer regular full-time and part-time faculty and staff* $9,000 toward the purchase of a primary residence. The University Home Ownership Incentive Program provides new homeowners in the following charming and convenient City of Rochester neighborhoods with $3,000 from the University, $3,000 from the City, and $3,000 from a participating bank/credit union .

If you are buying a home outside of these neighborhoods, check out the Mortgage Housing Incentive Program.

The approval process for Home Ownership benefits may take up to four months and may require completion of pre-purchase and post-purchase education classes at approved agencies.

* You are not eligible for the University Home Ownership Incentive Program if you are a postdoctoral fellow, postdoctoral research associate, postdoctoral teaching fellow, EDC Associate, visiting faculty, or a part-time assistant coach.

Does not apply to current City homeowners whose primary residence is in the City.

To receive the University’s or City’s benefit, you must finance the purchase of your home through a participating bank/credit union and be approved for the City of Rochester’s Employer Assisted Housing Initiative (EAHI).

Qualifying neighborhoods/streets

How to get started

  1. Call the UR Benefits Office at 585-275-7013
  2. Complete a grant application from the City of Rochester
  3. Discuss Mortgage options with a participating program lender