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Retiree Health Care Rates

For non-Medicare eligible retirees

Health care plan rates for non-Medicare eligible retirees

The below chart details premium rates for non-medicare eligible retirees. You can use the empty columns to help calculate your monthly premium. If you’re over the age of 65, reference our Medicare Plans page for more information.

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PICK YOUR PLAN CALCULATE YOUR MONTHLY PREMIUM
SINGLE Total Monthly Premium Less UR Monthly Contribution* Retiree Monthly Premium
YOUR PPO Plan $670.19
YOUR PPO Plan – Lower OOPM (for salary bands less than $60,000 only) $675.79
YOUR HSA-Eligible Plan $560.48
YOUR HSA-Eligible Plan – Lower OOPM (for salary bands less than $60,000 only) $566.66
FAMILY Total Monthly Premium Less UR Monthly Contribution* Retiree Monthly Premium
YOUR PPO Plan $2,010.46
YOUR PPO Plan – Lower OOPM (for salary bands less than $60,000 only) $2,027.25
YOUR HSA-Eligible Plan $1,681.35
YOUR HSA-Eligible Plan – Lower OOPM (for salary bands less than $60,000 only) $1,699.91
RETIREE and CHILD(REN) Total Monthly Premium Less UR Monthly Contribution* Retiree Monthly Premium
YOUR PPO Plan $1,206.29
YOUR PPO Plan – Lower OOPM (for salary bands less than $60,000 only) $1,216.38
YOUR HSA-Eligible Plan $1,008.83
YOUR HSA-Eligible Plan – Lower OOPM (for salary bands less than $60,000 only) $1,019.96
RETIREE and SPOUSE/DOMESTIC PARTNER Total Monthly Premium Less UR Monthly Contribution* Retiree Monthly Premium
YOUR PPO Plan $1,474.39
YOUR PPO Plan – Lower OOPM (for salary bands less than $60,000 only) $1,486.69
YOUR HSA-Eligible Plan $1,233.06
YOUR HSA-Eligible Plan – Lower OOPM (for salary bands less than $60,000 only) $1,246.63

University of Rochester contribution reference for non-Medicare eligible retirees

Note: Subsidies listed are annual amounts.

Legacy 4R Retiree (Hired before 1/1/1996) University Subsidy
Single (U65) $1,200
Family (U65) $2,400
Surviving Spouse (U65) Access to plans only
Retirees Hired after 1/1/1996 University Subsidy
Single (U65) $1,200
Family (U65) $1,200
Surviving Spouse (U65) Access to plans only

For non-Medicare eligible plans, the subsidy amount will be taken off the U of R bill. It will not be in the form of an HRA.

Contributions will be reduced for those that retired with part-time eligibility. If one spouse is Medicare eligible and one spouse is non-Medicare eligible, please email retireebenefits@ur.rochester.edu for more details.

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